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Zero Fee

What is a Check22?


In 2003, the U.S. Congress enacted a federal law called “Check 21” that allows the recipient of a paper check to create a digital version of the original check. This digital electronic format is called a “substitute check”. Check22 is the next step. We’ve changed the process from a “Debit” (grab) transaction to a “Push” transaction where the Payer decides when and how much they wish to pay, by applying their electronic signature “eSign”.

By clicking on the Authorized button Payer agrees to electronically add their signature to a legally binding contract authorizing a remotely created check (Check22) with their electronic “signature on file” made payable to the Payee as described in the Check22 transaction to which this document is attached. Payor further agrees that any and all disputes that may arise with this transaction are to be resolved directly with this merchant / vendor and they waive all rights, for any reason, to seek to have their financial institution charge-back their remotely created check. Payer understands and agrees that any breach of their warranty may result in all legal remedies, not limited to but including a stipulated minimum $250 additional fee to cover all bank fees and collection costs.

Click the link below and get registered then call us if you need to get setup as soon as today or tomorrow. We will be happy to help and walk you through the procedure. This is a perfect answer for your payment needs and below are just a few of the major assets of Check 22.  


✓      No ticket or volume limits

✓      no reserves

✓      Same day funding

✓      No charge-back % limits and never closed (except for breach or illegal acts)

✓      A FREE customized private label Gift Card and Smart Phone App

✓      Check22 sample Check. Example check click here 

Once you apply a representative will contact you to explain all the details, answer any question you have and train you which takes about 15-20 minutes. ​​

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